Arkansas Homeowner Assistance Fund logo

Helping Arkansas Homeowners

The Arkansas Homeowner Assistance Fund (HAF) is a program administered by the Arkansas Development Finance Authority (ADFA), a division of the Arkansas Department of Commerce. The fund of approximately 54 Million dollars is intended to help low- to moderate-income homeowners, impacted by COVID-19, catch up on mortgage and utility bills and pay other housing costs.

The U.S. Treasury Department requires all states to develop and submit a plan in order to receive the funds. Plans will be submitted to the U.S. Treasury Department by June 30, 2021. Below is a graphic outlining the phases ADFA must follow and the status of where we are in the process.

ADFA is committed to act quickly and open the program to applicants as soon as we complete the required steps outlined by the U.S. Treasury.

Program Status Tracker

Please check the program status below and watch for updates.

Program Status Tracker

Please check the program status below and watch for updates.

Step 1

Public Comment

ADFA seeks input from the public and other stakeholders, and develops the plan.

Step 2

Submission of Plan

Final plan submitted to U.S. Treasury for review and approval.

Step 3

Approval of Plan

U.S. Treasury notifies ADFA of plan approval.

Step 4

Funds Received from Treasury

U.S. Treasury transfers funds to ADFA for homeowner assistance.

Step 5

Application Portal Open

The application portal will soon be open for homeowners to submit assistance requests. Once applications are approved, funds will be provided to help homeowners.

Notify Me

Submit the following form to be notified when the Application Portal opens.

Arkansas Development Finance Authority

The Arkansas Homeowner Assistance Fund is administered by the Arkansas Development Finance Authority.

Before you proceed...

The following items will be helpful to have on hand to complete your application:

  • Valid Identification for Application (and spouse/co-borrower, if applicable)
  • Federal Tax Return for Applicant for Year of Hardship (and spouse/co-borrower, if applicable)
  • Proof of Homeownership
  • Mortgage/Utility/Internet Statements Displaying Delinquency 


Understood. Take me to the application.


If you would like more information regarding documents needed to apply, please review the HAF Document Checklist.

If you are looking to apply for Utility Payment Assistance but have not yet applied for the Low-Income Home Energy Assistance Program (LIHEAP), please visit the Arkansas Energy and Environmental Quality website for program information and instructions on how to apply. This is a requirement to pre-qualify for Utility Payment Assistance under HAF.